Michigan Governor Gretchen Whitmer says insurance companies have a $5 billion surplus of money that should be returned to us Michiganders.

There is money from your insurance premiums here in Michigan that is diverted to the Michigan Catastrophic Claims Association. The MCCA is non-profit that collects this money for you and I if we have an accident where we get injured and have to file catastrophic medical claims.

According to MLive, a spokesperson for Whitmer said the governor is asking for the MCCA to return "the maximum amount possible" in a refund check while also maintaining the viability of the fund.

Every one of us paid this money out in 2019 when hardly no one was on the road during the pandemic and the fund was hardly touched. Even in 2020 we are not back to full capacity of everyone being on the road again. Its been a slow build all year long which means less of the money we paid out was used.

The money you could possibly get in a refund check from your insurance company would be just under $700. Who couldn't use that with Christmas coming up not to mention everyone who has been struggling this whole pandemic.

The MCCA is already trying to drag their feet on this but they are supposed to be a non-profit. Kind of makes you think doesn't it?

The law that was approved back in 2019 was supposed to lower Michigan's auto insurance rates. The problem is, I have yet to meet anyone who's insurance went down even though insurance companies claim our rates have gone down substantially.

If there is money that should be given back to people of Michigan, then start cutting those checks. But I ask the Governor Whitmer and all of our state representatives to step up and get our insurance rates down and stop taking lobbyist money from the insurance companies. That actually should be a law. I would vote for the person who creates it.

LOOK: Here is the richest town in each state

Just saying the names of these towns immediately conjures up images of grand mansions, luxury cars, and ritzy restaurants. Read on to see which town in your home state took the title of the richest location and which place had the highest median income in the country. Who knows—your hometown might even be on this list.

LOOK: Here are the best lake towns to live in

Many of the included towns jump out at the casual observer as popular summer-rental spots--the Ozarks' Branson, Missouri, or Arizona's Lake Havasu--it might surprise you to dive deeper into some quality-of-life offerings beyond the beach and vacation homes. You'll likely pick up some knowledge from a wide range of Americana: one of the last remaining 1950s-style drive-ins in the Midwest; a Florida town that started as a Civil War veteran retirement area; an island boasting some of the country's top public schools and wealth-earners right in the middle of a lake between Seattle and Bellevue; and even a California town containing much more than Johnny Cash's prison blues.

More From 97.9 WGRD