Michigan has a reputation for having the most expensive car insurance in the country. It's not unfounded. We did. For Years! But Michigan no longer is the state with the most expensive car insurance. We're second!

For seven years Michigan led the country in costs but after auto insurance reforms, the prices dropped enough for Michigan to move into second place. Erin McDonough, executive director of the Insurance Alliance of Michigan said in a statement reported by Fox 17,

This report from insure.com adds to the mounting evidence that no-fault reforms are working and saving Michigan drivers money. There are still plenty of Michiganders who haven’t renewed their auto insurance since the new law took effect, which means Michigan’s rates could be even lower by this time next year.

Michigan has made changes to the no fault insurance system that have resulted in lower rates. Michigan's rates dropped by 27% last year. Michigan's premiums cost on average $2,112 per year.

The Insurance Alliance of Michigan says they are:

A unified voice for the insurance industry, representing the majority of auto, home and business insurance companies operating in Michigan. We've also been at the forefront of the fight to reform Michigan's broken, outdated auto no-fault system for drivers paying the highest auto insurance premiums in the country.

Other states make it compulsory for you to buy liability insurance. In Michigan, it is compulsory to buy liability insurance along with personal injury protection and property protection insurance.

Google says that Geico offers the cheapest car insurance in Michigan, with an average annual study rate of about $1,200.

So, if Michigan is no longer first, who is? According to the report, Louisiana has the most expensive, with average premiums costing $2,839 per year.

LOOK: See how much gasoline cost the year you started driving

To find out more about how has the price of gas changed throughout the years, Stacker ran the numbers on the cost of a gallon of gasoline for each of the last 84 years. Using data from the Bureau of Labor Statistics (released in April 2020), we analyzed the average price for a gallon of unleaded regular gasoline from 1976 to 2020 along with the Consumer Price Index (CPI) for unleaded regular gasoline from 1937 to 1976, including the absolute and inflation-adjusted prices for each year.

Read on to explore the cost of gas over time and rediscover just how much a gallon was when you first started driving.

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