If you ever heard Dave Ramsey speak, then you know the phrase, "live like no other so you can live like no other."

What Ramsey means by that is basically live a little rougher while you're younger so when you get older you will have enough money banked up so you can live good in your golden years.

I try to follow those words the best I can but sometimes I just have to worry about getting to and from work.

I have only bought a brand new vehicle one time in 30 years and have preferred to buy pre-owned vehicles whether it be in someone's front yard or at a dealership.

Not having a vehicle payment makes it easier to save a little money and it also means less money is going out in case something goes wrong.

I'm currently driving a 2005 Chevy Silverado and a 2007 Chevy Impala. Both have been great dependable vehicles but in the last two years I have put enough money into both vehicles to have basically been paying a payment on a brand new or much newer vehicle that I wouldn't have to work on so much.

Having two vehicles when I lived in Indiana wasn't that big of a deal because the state's vehicle insurance rates were very reasonable. That is just not the case here in Michigan. These vehicle insurance rates are ridiculous and these companies are gouging all of us Michiganders. Folks, if you ever want to hit the streets in protest of this states auto insurance rates...you can count me in.

Well since I have been thinking of slimming down to one vehicle because of the insurance rates and the amount of repairs I'm having to pay for I've been thinking of just getting one newer vehicle that I don't have to fix...well, at least for a while.

Although I love having the car that gets great gas mileage to and from work and I have a 50 minute commute each way. I also love having a truck to do hunting and fishing stuff, haul supplies for my farm, it leaves me torn on what vehicle to keep or trade both for.

Who knows what the economy is going to be like in the future with this pandemic and I'm not sure I want another payment other than my house payment under these economic conditions.

I think I'm just gonna fix the car one more time, get some new tires for it and try one more winter with having both vehicles. Although I am tempted to drop living like no other for once and just get a new vehicle. Hopefully I'm not stranded in the middle of winter on the side of the road regretting decision I made earlier in the paragraph.

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